These Terms & Conditions (“Terms”) govern your use of fraudwatchdesk.com (the “Site”), operated by FraudWatchDesk. By using the Site you agree to these Terms. If you do not agree, please do not use the Site.
1. What we publish
The Site publishes investigative reporting, news, guides, commentary and opinion about companies, startup fundraising, securities offerings and consumer-protection topics. Our reports rely on public filings, company materials, independent media, public online discussions and information supplied by readers.
Labels such as “Scam Alert,” “High Risk” and verdict sections are editorial opinion and risk assessments based on the sources cited in each report. Unless we say a court or regulator has made a finding, we do not claim one has, and statements describing misconduct are allegations or opinion.
2. Not investment, financial or legal advice
Everything on the Site is general information. It is not investment, financial, tax or legal advice, and it is not a recommendation to buy, sell, hold or avoid any security, product or company. Read the source documents and consult a qualified, independent professional before making decisions.
3. Accuracy, corrections and right of reply
We aim to be accurate and we date our reports, but facts change as new filings and information appear. If you believe something is inaccurate, or you are the subject of a report and wish to respond, email corrections@fraudwatchdesk.com with the page URL, the statement concerned and supporting documents. We review every request and correct, update or publish a response where appropriate.
4. Submissions
By sending us tips, documents or comments, you confirm the information is true to the best of your knowledge and that you have the right to share it. You grant us a non-exclusive, royalty-free licence to use, verify and publish it in our reporting, subject to our Privacy Policy and our commitment to protect your identity.
5. Acceptable use
Do not copy or republish substantial parts of the Site without permission, scrape it in a way that affects its operation, attempt unauthorized access to our systems, or use the Site for any unlawful purpose.
6. Intellectual property
The Site's text, design and graphics belong to FraudWatchDesk or its licensors. You may share links and short quotations with attribution. Third-party names, trademarks and images are used for identification, reporting and commentary; their use does not imply endorsement or affiliation.
7. Third-party links
We link to external sources so readers can check our work. We are not responsible for their content, availability or practices.
8. Disclaimers
The Site is provided “as is” and “as available,” without warranties of any kind, express or implied, to the fullest extent permitted by law.
9. Limitation of liability
To the fullest extent permitted by law, FraudWatchDesk and its editors are not liable for any indirect, incidental, special or consequential damages, or for losses arising from reliance on the Site's content, including any investment decision.
10. Changes
We may update these Terms and change or remove content at any time. The date at the top shows the latest version. Continued use of the Site means you accept the updated Terms.
11. Governing law
These Terms are governed by the laws of the jurisdiction in which the Site's operator is established, without regard to conflict-of-laws rules. Mandatory consumer protections where you live are not affected.
12. Contact
Legal: legal@fraudwatchdesk.com · Corrections: corrections@fraudwatchdesk.com